Car insurance is almost a necessity if you own a car. But there can be several questions in your mind regarding car insurance, this article is an attempt to guide you in this regard and clear most of your doubts and queries related to car insurance. Below we mention some steps to follow. The first step you should do is to compare the prices of the different insurance companies. It is very highly recommended that you try to make a comparative study of the different quote rates of the companies. May be you have to do a bit of internet research for this purpose. The next important step is to check the financial Stability of the company insuring you. It should not be a company running in loss; otherwise if it turns bankrupt you may incur the loss. So make sure that they are very stable financially otherwise they may not be able to support your claim later on in case of any emergency. The next step would be to try to get higher deductibles. A deductible is the amount you have to pay to the company before the coverage .Also find out if there is a safe driver discount available. That means if you have no records of accidents in the past then you may get some extra benefits also.